Disclaimer / Terms of Use

BY USING THIS SITE, YOU ARE AGREEING TO BE BOUND BY THE TERMS AND CONDITIONS

DESCRIBED BELOW. If you do not agree with the following terms of use (the “Terms of

Use”), do not use this website. References on this website to “Idealoader” or the “Company”

are to the corporate entity IDEALOADER Ltd. and include its affiliates and subsidiaries, if

any, depending upon the context.

Forward-Looking Statements

Some of the information found throughout this website constitutes forward-looking

statements. Forward-looking statements are typically identified by words such as

“anticipate”, “believe”, “expect”, “plan”, “intend”, “forecast”, “target”, “project” or similar

words suggesting future outcomes or statements regarding an outlook. Forward-looking

statements are based on numerous assumptions and are subject to all of the known and

unknown risks and uncertainties, including, but not limited to, risks of financial loss based

on the assumptions. As a result, actual results may vary materially from those described in

the forwardlooking statements.

Readers are cautioned not to place undue reliance on forward-looking statements, as there

can be no assurance that the plans, intentions or expectations upon which they are based

will occur. By their nature, forward-looking statements involve numerous assumptions,

known and unknown risks and uncertainties, both general and specific, that contribute to

the possibility that the predictions, forecasts, projections and other forward-looking

statements will not occur, which may cause the Company’s actual performance and financial

results in future periods to differ materially from any estimates or projections of future

performance or results expressed or implied by such forwardlooking statements.

Although the Company believes that the expectations represented by such forward-looking

statements are reasonable, there can be no assurance that such expectations will prove to

be correct. Readers are cautioned that the foregoing list of important factors is not

exhaustive. Furthermore, the forward-looking statements contained in this website are

made as of the date of posting to this website, and the Company does not undertake any

obligation to update publicly or to revise any of the included forward-looking statements,

whether as a result of new information, future events or otherwise. The forward-looking

statements contained in this website are expressly qualified by this cautionary statement.

Permitted Users

The information provided on this website is not intended for distribution to, or use by, any

person or entity in any jurisdiction or country where such distribution or use would be

contrary to law or regulation or which would subject the Company to any requirement within

such jurisdiction or country.

Limitations

The content and information on this website is for informational purposes only and is not:

(i) intended to provide financial, legal, accounting or tax advice and should not be relied

upon in that regard; or (ii) an offer, solicitation, or recommendation to sell or buy any

stock, bond or other financial instrument or any product or service.

Disclaimer

The content and information on this website are provided “as is” and the Company makes

no warranties, expressed or implied and disclaims and negates all other warranties,

including without limitation, implied warranties or conditions of merchantability, fitness for a

particular purpose, or noninfringement of intellectual property or other violation of rights.

The Company does not warrant or make any representations concerning the accuracy,

completeness or reliability of the content or information of this website or otherwise relating

to any content or information on any websites linked to this website. Facts and information

provided on this website are believed to be accurate at the time they are posted, however

the Company disclaims any and all liability for any failure to update any content or

information on this website. This website could include inaccuracies, typographical errors, or

out-of- date information and changes may be made at any time to the information on this

website without prior notice. YOU ARE ADVISED TO USE THIS WEBSITE AT YOUR OWN

RISK.

Limitation of Liability

The Company will not under any circumstances be liable to you for any loss of use, loss of

production, loss of profits (anticipated or otherwise), loss of markets, economic loss,

special, direct, indirect or consequential loss or damage or punitive damages, whether in

contract, tort, or under other theory or law or equity, and regardless of any negligence by

the Company or anyone for whom it is responsible, and notwithstanding that the Company

may have been advised of the possibility of such loss or damages being incurred by you.

Resources

The Company advises readers who are actively involved in the financial market, should

double check any provided information from the web site, and should be advised that they

are using this information on their own judgment and risk.

Indemnification

You agree to defend, indemnify and hold harmless the Company and its affiliates and

subsidiaries, if any, and their respective directors, officers, employees and agents from and

against all claims and expenses, including lawyers’ fees, arising out of your use of this

website.

Confidentiality

Absent the use of encryption, the Internet is not a secure medium and privacy cannot be

ensured. Internet e-mail is vulnerable to interception and forging. The Company cannot

ensure the privacy and authenticity of any information or instructions you send to us or that

we send to you over the Internet. The Company will not be responsible for any damages

you may incur if you communicate confidential information to us over the Internet or if we

communicate such information to you at your request.

Use of Links

When you click on any of the links within this website, you may or may not be leaving the

Company website. The ability to link to other Internet sites and resources is provided by the

Company strictly as a service to those accessing this website. The inclusion of the links in

this website does not constitute an endorsement. Since the Company is not responsible for

the availability or accuracy of these outside resources or their contents, interested parties

should direct any concerns regarding an external link to its site administrator.

Virus Protection

The Company does not represent or warrant that the use of this website, including the

browsing and downloading of any content, will be free of viruses or other destructive or

disruptive components and disclaims any liability for loss or damage caused by any virus or

other destructive or disruptive component downloaded from this website. You are cautioned

to install and use appropriate anti-virus or other protective software.

Copyright Notice

The Company and certain other names, words, titles, phrases, logos, icons, graphics or

designs contained within the pages of this website may constitute trade names, registered

or unregistered trade-marks or service marks (the “Trade Marks”) of the Company or of

third parties which are used herein under licence. However, the display of Trade Marks on

any page of this website does not imply that any licence has been granted or obtained from

any third party.

All content or information made available to you on this website is protected under

applicable copyright laws. The Company grants to you a limited licence to display the

content of this website on your computer and to print such content solely for your own

personal, non-commercial use provided that you do not modify the content in any way or

delete any proprietary notices. You may not otherwise copy, republish or reproduce any

content or information in any manner, including electronic reproduction by “uploading” or

“downloading”, without the prior written consent of the Company.

Any unauthorized copying, republishing, reproduction or modification of any Trade Marks or

other content or information of this website may be a violation of statutory or common law

rights that would subject you to legal action.

Changes to Terms of Use

The Company reserves the right to amend the Terms of Use at any time. Amendments to

the Terms of Use will be effective at time of posting to this website. Your subsequent use of

this website will constitute your agreement of the Terms of Use, as amended.

Choice of Law and Dispute Resolution

The laws of the Republic of Bulgaria, city of Sofia and the applicable laws of Bulgaria shall

govern any claim relating to this website therein, without regard to its conflict of law

provisions.

Any dispute, claim or cause of action between the Company and you arising from or relating

to this website or its content or the Terms of Use or any matters relating thereto shall be

resolved before the Court of the Republic of Bulgaria, sitting in the City of Sofia, and you

hereby irrevocably submit and attorn to the original and exclusive jurisdiction of those Court

in respect of any such dispute.

Termination of Website and Website Use

The Company may, in its sole discretion, change, suspend or terminate this website or any

part of it or any of its features at any time, for any reason, without notice to you, and

without liability to you or any other person. The Company may, in its sole discretion,

terminate your right to use this website or its content at any time, for any reason, without

any notice to you, and without any liability to you or any other person. The Terms of Use

will survive any such termination and be binding upon you in respect of your prior use of

this website, any information or materials obtained by you from this website, and anything

connected with, relating to or arising from those matters.

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